The Financial System Was Built to Exploit, Not Empower.
But there’s a better way. And it starts with understanding the game they never wanted you to learn.
The Root of the Problem:
Economic Inequality
The Wealthiest 10% Of Americans own 93% of stocks
The economy isn’t broken. It’s functioning exactly as designed, to concentrate wealth, restrict access, and benefit a powerful few at the expense of everyone else.
This isn’t just unjust. It’s dangerous.
When economic power is concentrated in the hands of a few, it becomes easier to manipulate policy, suppress innovation, and undermine the collective agency of everyday people.
It erodes democracy itself, transforming money from a tool of empowerment into a weapon of control.
The Ripple Effects of Inequality
Cycles of Poverty
Economic inequality traps people in a system where social mobility is almost impossible.
It breeds hopelessness, systemic despair, and unrest.
Dreams die quietly while data calls it meritocracy.
Destructive Behavior
When people are stripped of dignity and opportunity, crime, cynicism, and violence rise.
Meanwhile, the wealthy retreat behind gates and guns, driven by fear of a system they helped build.
Worse Health Outcomes
Poverty leads to poor nutrition, chronic stress, and limited access to healthcare, shortening lives and raising costs for everyone.
Children born into disadvantage inherit these health burdens, perpetuating inequality.
Eroded Trust & Social Fragmentation
When inequality deepens, social cohesion collapses.
People turn on each other instead of questioning the systems exploiting them.
Slower Economic Growth
Less disposable income = less spending = stalled business growth.
Inequality isn’t just a moral failure, it’s economic quicksand.
Even the wealthy eventually sink when the economy lacks sustainable growth.
Cycles of Poverty
Economic inequality traps people in a system where social mobility is almost impossible.
It breeds hopelessness, systemic despair, and unrest.
Dreams die quietly while data calls it meritocracy.
Destructive Behavior
When people are stripped of dignity and opportunity, crime, cynicism, and violence rise.
Meanwhile, the wealthy retreat behind gates and guns, driven by fear of a system they helped build.
Worse Health Outcomes
Poverty leads to poor nutrition, chronic stress, and limited access to healthcare, shortening lives and raising costs for everyone.
Children born into disadvantage inherit these health burdens, perpetuating inequality.
Eroded Trust & Social Fragmentation
When inequality deepens, social cohesion collapses.
People turn on each other instead of questioning the systems exploiting them.
Slower Economic Growth
Less disposable income = less spending = stalled business growth.
Inequality isn’t just a moral failure, it’s economic quicksand.
Even the wealthy eventually sink when the economy lacks sustainable growth.
Who’s Behind It: The Banking Industry’s Hidden Role
Four megabanks, Chase, Bank of America, Wells Fargo, and Citigroup, control half of all U.S. banking assets.
They profit from a monopoly on credit and systemic dependence.
- $167B in violations since 2000 (toxic securities, investor fraud, banking abuse)
- Commercial banks create money through debt, fueling inflation and speculation
- They fund exploitative industries while penalizing regenerative ones
Yet Americans still park $1.75 trillion in personal savings accounts with them.
What do we get in return?
Financial crises. Systemic inflation.
Environmental destruction. Exploitation.
The Stock Market No Longer
Serves Us
The Stock Market No Longer
Serves Us
- Fewer Options: In 1996, 8,000+ companies traded publicly. Today, just 3,700.
- Lower Returns: Historical 10% return has fallen to 7.6% over the past 20 years.
- Greenwashed ESG: A Yale study showed ESG funds push polluters to pollute more.
- Private Markets Are Booming: Since 2010, private markets are up 430%. They're 850% larger than public markets by company count.
- Crowdfund Growth: Equity crowdfunding is growing 14.5% annually, from $1.4B to $3.6B by 2030.
The public markets are shrinking. The private market is expanding.
The future isn’t just public. It’s personal, local, and purpose-driven.
We Need to Stop Playing
Their Game
For decades, Wall Street and big banks have set the rules, controlled the game, and reaped the rewards, while everyday people like us have been left with the scraps.
They've told us:
- "Invest in our funds", while they take massive fees
- "Trust our expertise", while they create financial crises
- "Follow our advice", while they profit no matter what happens to you
Meanwhile, the same institutions funding fossil fuels, factory farms, and exploitative labor practices label themselves as "green," "sustainable," and "ethical."
But here's what they don't want you to realize: We don't need them anymore.
The real power has always been in our collective resources. When we stop playing their game and start building our own, we don't just opt out of a broken system, we create something better.
What If There Were Another Way?
What if we didn’t need to rely on broken institutions?
Every dollar you shift from traditional banking to crowd investing is more than just money. It's a choice for the world you want. It challenges those who profit from keeping you financially weak.
What if we redirected that $1.75 trillion directly to businesses, communities, and projects that solve real problems?
We can. Through crowd investing.
It’s not just an alternative, it’s an opportunity to rewrite the rules of wealth creation.
Instead of feeding profits into distant corporations and volatile markets, we can fuel regenerative businesses, cooperative models, and community resilience,transforming capital from a source of harm into a tool for healing.
Who Is a Crowd Investor?
A Crowd Investor is more than a financial participant.
They are:
- Values-driven and future-focused
- Decentralized and diverse
- Purposeful, independent, and self-educating
- Actively building a more just economy
- The new infrastructure of a transformed financial system
Will you join the League Of Crowd Investors?
The Crowd Investing Revolution
Crowd investing isn’t just a tactic. It’s a movement.
It lets you:
- Invest in people and projects you believe in
- Start with as little as $10
- Diversify intelligently across many ventures
- Access the types of deals once reserved for the ultra-wealthy
- Fund justice, regeneration, and resilience
Wall Street vs. Crowd Investing
Wall Street
Funds Banks & Billionaires
Greenwashed ESG
Locked behind paywalls
Passive hope
Crowd Investing
Funds people & progress
Transparent Income
$10 Minimums
Active alignment with your values
Why Act Now?
1. The longer we wait, the more entrenched inequality becomes.
2. Every dollar left in exploitative systems funds more destruction.
3. Economic power is shifting, and those who act now will shape what comes next.
With every investment you redirect, you’re helping dismantle financial injustice and build something new.
The opportunity, and the responsibility, is here. Right now.
How to Get Started
How to Get Started
Getting started as a crowd investor is simple:
1. Watch the Free Training – Learn how the system works, and why it’s designed for you.
2. Download the Free Guide – Get the core framework and take your first steps.
3. Join the Movement – Start small, build steadily, and be part of something bigger than any one investor.
You don’t need permission. Just a plan. And that’s exactly what we’ll give you.
Stakeholder Enterprise is a Registered Investment Adviser and a member of FINRA #317736.
Investing carries risk of financial loss. Past performance does not guarantee future results. There is no guarantee of income, appreciation or return of principal from investing.
Stakeholder Enterprise is a Registered Investment Adviser and a member of FINRA #317736.
Investing carries risk of financial loss. Past performance does not guarantee future results. There is no guarantee of income, appreciation or return of principal from investing.
CONTACT
paul.lovejoy@stakeholderenterprise.com
1003 Bishop St., Suite 2700, Honolulu, HI 96813
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