Invest With Purpose, Without Wall Street

RECLAIM YOUR FINANCIAL POWER

Build wealth that aligns with your values and creates the
world you want to live in.

paul sem fundo 2.png

FINRA Registered #317736

Featured on Medium, Substack, Superpowers For Good

Member of the Social Enterprise Alliance

FINRA Registered                    #317736

Featured on Medium, Substack, Superpowers
For Good

Member of the Social Enterprise Alliance

paul sem fundo 2.png

The System Was Rigged To Keep You Out!

While The Elite Get Richer And Richer On Your Dime

Let’s be honest, most people were never taught how money really works. And that’s not an accident.

The financial system was built by the wealthy, for the wealthy, and it has kept the rest of us out for decades.

From the moment you open a bank account, you're nudged into a system that benefits institutions, not individuals.

But you’re not powerless.

You don’t need millions (or thousands). And you definitely don’t need to play by their rules.

There’s a new way forward, and it starts with reclaiming your financial power.

You’ve Been Shut Out of the Real Opportunities

You’ve Been Shut Out of the Real Opportunities

For generations, the best investments, the ones that create real wealth, were reserved for the already-wealthy.

Early-stage startups, private real estate, mission-driven projects… all behind a velvet rope that said: “Not for you.”

The solution?

Paul helps you access those same kinds of opportunities, without needing a million-dollar portfolio.

Using a proven, step-by-step blueprint, he’ll show you how to start investing in businesses and projects that align with your values
and build long-term wealth in the process.

You Feel Guilty Wanting Financial Security

You Feel Guilty Wanting Financial Security

If you care about justice, equity, or the planet, you’ve probably been told that if you want to stay true to your values, you can’t care about wealth.

But here’s the truth: they want you to stay broke and burned out.

Because as long as you have no financial power, they stay in control.

The solution?

Paul flips that script. He shows you how to use money as a tool for change, not something to fear.

You’ll learn how to fund ethical, community-based projects that reflect your deepest values while creating a more stable financial future for yourself and your family.

You Don’t Know Who to Trust Anymore​

You Don’t Know Who to Trust Anymore

The financial world is filled with greenwashing, corporate ESG scams, and advisors who profit off your confusion.

It’s hard to know who’s actually on your side, and who’s just selling another false promise wrapped in a friendly website.

The solution?
Paul isn’t just another influencer with an opinion. He’s a licensed fiduciary, bound by law to put your interests first.

More than that, he’s lived the system, lost everything in 2008, and fought his way back by discovering what Wall Street never wanted him to know.

​Everything he teaches is rooted in real-life experience, transparency, and a deep belief that money should serve people, not the other way around.

Real Results. Real Impact. Real People Taking Back Control

These aren’t theoretical returns.

They’re real-world examples of how ethical investing is already changing lives, building wealth, and funding the future one dollar at a time.

Case Study #1: Regenerative Agriculture Loans

“I lent $100 every month for a year toward regenerative agriculture projects.
We provided much-needed funds to indigenous growers, family farms, and local food systems. Today, I’m earning returns—and helping feed my community.”
— Paul, via The Crowd Capital Blueprint

Annualized Return: 7.5%

Annualized Return: 7.5%

Impact: Local food security + indigenous land stewardship​

Impact: Local food security + indigenous land stewardship​

Case Study #1: Regenerative Agriculture Loans

“I lent $100 every month for a year toward regenerative agriculture projects.
We provided much-needed funds to indigenous growers, family farms, and local food systems. Today, I’m earning returns—and helping feed my community.”
— Paul, via The Crowd Capital Blueprint

Annualized Return: 7.5%

Impact: Local food security
+ indigenous land stewardship​

Case Study #2: Local Real Estate Loans

“I invested $10 a week in 400+ localized real estate projects—from plumbers and electricians to small-town builders. These are the people keeping communities alive.”
— Paul, via The Crowd Capital Blueprint

Annualized Return: 13.01%

Annualized Return: 13.01%

Impact: 249 loans repaid, fueling small biz stability​

Impact: 249 loans repaid, fueling small biz stability

Case Study #2: Local Real Estate Microloans

“I invested $10 a week in 400+ localized real estate projects—from plumbers and electricians to small-town builders. These are the people keeping communities alive.”
— Paul, via The Crowd Capital Blueprint

Annualized Return: 13.01%

Impact: 249 loans repaid,
fueling small biz stability​

Case Study #3: Worker-Owned & Green Startups

“These 12 companies include worker co-ops, minority-led startups, and green infrastructure innovators. We’re not just funding profit, we’re funding a better future.”
— Paul, via The Crowd Capital Blueprint

Annualized Return: 7.5%

Portfolio Composition: 22 early-stage companies

Impact: Local food security + indigenous land stewardship​

Impact: Shared prosperity, climate innovation, ownership equity

Case Study #3: Worker-Owned & Green Startups

“These 12 companies include worker co-ops, minority-led startups, and green infrastructure innovators. We’re not just funding profit, we’re funding a better future.”
— Paul, via The Crowd Capital Blueprint

Portfolio Composition:
22 early-stage companies​

Impact:
Shared prosperity,
climate innovation

The Manifesto They Don’t Want You to Read

The missing piece for social and economic justice?
​It’s your money.

This free guide exposes how the financial elite maintain their grip on power—and how everyday people are breaking free.

Inside, you'll discover:

  • The hidden weakness in Wall Street's armor
  • Why traditional activism isn't enough
  • How to start funding the future with as little as $10
  • The capital redirect strategy that turns every dollar into a vote

If you're an activist, a community builder, or feeling financially stuck, this manifesto shows how to align your money with your values.

About Paul

“I believe wealth should be a force for justice, not just personal gain.”

Paul Lovejoy isn’t your typical financial advisor.

​He’s a whistleblower, a system survivor, and a man on a mission to help you take back financial power, on your terms.

In 2008, Paul lost everything in the crash, including the life savings of his own family. It was devastating.

But instead of walking away, he went deeper. Paul spent years inside the belly of the beast, working at a wealth firm that catered exclusively to millionaires.

What he saw there changed everything.

He discovered that the financial system wasn’t broken, it was working exactly as intended: to keep people like you out.

That’s why he created The Crowd Capital Blueprint, a step-by-step framework that helps everyday people move their money out of corrupt institutions and into ethical, high-impact investments.

Today, Paul is a licensed fiduciary, a FINRA-registered advisor (#7477274), and a leading voice in the movement to democratize investing.

His work has been featured on Super Powers For Good, Medium, Substack, and more. He also serves on the board of the Social Enterprise Alliance.

When you work with Paul, you’re not just getting advice.
​You’re joining a movement to build a new economy, one rooted in justice, transparency, and shared prosperity.

The Crowd Capital Blueprint

A step-by-step system for investing ethically - without needing millions.


If you’ve ever felt like the financial system wasn’t made for people like you… you’re right.

For decades, the most powerful investment opportunities were locked away behind wealth requirements and institutional gatekeeping.

The Crowd Capital Blueprint changes that.

It’s a complete framework designed to help everyday investors redirect their money from extractive corporations to ethical, community-driven ventures, without needing a financial advisor, and without compromising your values.

This isn’t a theory.

It’s already helping hundreds of people fund clean energy, affordable housing, and small businesses, with investments starting as low as $10.

Inside the Blueprint, You’ll Learn How To:

  • Legally access private market investments once reserved for millionaires
  • Vet impact opportunities with confidence (and avoid greenwashing)
  • Build a portfolio that reflects your values and creates real returns
  • Join a growing community of investors funding real-world solutions

The Crowd Capital Blueprint

A step-by-step system for investing ethically - without needing millions.

If you’ve ever felt like the financial system wasn’t made for people like you… you’re right.

For decades, the most powerful investment opportunities were locked away behind wealth requirements and institutional gatekeeping.

The Crowd Capital Blueprint changes that.

It’s a complete framework designed to help everyday investors redirect their money from extractive corporations to ethical, community-driven ventures, without needing a financial advisor, and without compromising your values.

This isn’t a theory.

It’s already helping hundreds of people fund clean energy, affordable housing, and small businesses, with investments starting as low as $10.

Inside the Blueprint, You’ll Learn How To:

  • Legally access private market investments once reserved for millionaires
  • Vet impact opportunities with confidence (and avoid greenwashing)
  • Build a portfolio that reflects your values and creates real returns
  • Join a growing community of investors funding real-world solutions

What Is Crowd Investing (and Why It’s a Game Changer)?

The financial system told you that high returns and social impact couldn’t coexist.
They were wrong.

Crowd investing is what happens when everyday people pool their money - online - to fund loans, companies, or community projects without going through big banks or traditional gatekeepers.

Instead of one institution taking all the risk (and all the reward), the power is spread across hundreds or even thousands of conscious investors.

That means more access, more impact, and more control - for you.

Here's Why It Works

Bank-Level Wealth Building

When a bank funds a $10,000 loan, it keeps the full return. But with crowd investing, 1,000 people can each invest $10, and share both the risk and the reward.

You become the financial infrastructure, not just a consumer of it.

Diversification Without the Barrier to Entry

Most private investments require $10,000+ just to get started. With crowd investing, you can spread that same amount across 100’s of different businesses, loans, or projects, starting with as little as $10 per deal.

This massively reduces your risk.

Bank-Level Wealth Building

When a bank funds a $10,000 loan, it keeps the full return. But with crowd investing, 1,000 people can each invest $10, and share both the risk and the reward.

You become the financial infrastructure, not just a consumer of it.

Diversification Without the Barrier to Entry

Most private investments require $10,000+ just to get started. With crowd investing, you can spread that same amount across 100’s of different businesses, loans, or projects, starting with as little as $10 per deal.

This massively reduces your risk.

Access to Private Market Returns

Historically, high-growth investments, like private equity, venture capital, and credit, were locked behind million-dollar gates.

Crowd investing makes these same deal types available to the public, with average return targets between 10% and 30%.

Impact Without Sacrificing Performance

This isn’t charity.

You can now invest in sustainable farms, worker-owned businesses, housing co-ops, and climate innovation and still target risk-adjusted, market-rate returns.

You don’t have to choose between doing good and doing well.

Access to Private Market Returns

Historically, high-growth investments, like private equity, venture capital, and credit, were locked behind million-dollar gates.

Crowd investing makes these same deal types available to the public, with average return targets between 10% and 30%.

Impact Without Sacrificing Performance

This isn’t charity.

You can now invest in sustainable farms, worker-owned businesses, housing co-ops, and climate innovation and still target risk-adjusted, market-rate returns.

You don’t have to choose between doing good and doing well.

You don’t have to choose between doing good and doing well.

Work With Paul

Choose Your Path to Ethical Wealth

Whether you’re just getting started or ready to make bold moves with your capital, there’s a way forward that aligns with your values.

Paul offers a range of support, from self-paced learning to personalized guidance, to help you fund the future you believe in.

The Crowd Capital Blueprint

Best for: Values-driven beginners & mission-aligned DIY investors

What it is:
A step-by-step training that shows you how to redirect your money into clean energy, housing co-ops, and impact businesses, starting with as little as $10.

Perfect for you if...

  • You're tired of Wall Street greenwashing
  • You want to take action but don't know where to start
  • You want financial power without compromising your ethics

Private Advisory with Paul

Best for: High-capacity changemakers, legacy builders, or capital stewards

What it is:
A hands-on experience where Paul helps you craft a customized, values-aligned investment strategy, built around your goals, community, and level of risk comfort.

Perfect for you if...

  • You're managing $25K+ and want clarity, not confusion
  • You want to invest in line with your ethics but need guidance
  • You're ready to build a portfolio that reflects your true values

Speaking, Partnerships & Collaborations

Best for: Conferences, podcasts, ecosystems & community-led capital movements

What it is:
Paul is available for keynote talks, podcasts, panels, and collaborative education around democratizing ethical investing and funding a new economy.

Perfect for you if…

  • You want to educate your audience about alternatives to Wall Street
  • You're organizing an event around impact, sustainability, or systems change
  • You want a powerful voice to help lead the conversation on conscious capital

The Crowd Investing Revolution

Crowd investing isn’t just a tactic. It’s a movement.

It lets you:

  • Invest in people and projects you believe in
  • Start with as little as $10
  •  Diversify intelligently across many ventures
  • Access the types of deals once reserved for the ultra-wealthy
  • Fund justice, regeneration, and resilience

Wall Street vs. Crowd Investing

Wall Street

Funds Banks & Billionaires

Greenwashed ESG

Locked behind paywalls

Passive hope

Crowd Investing

Funds people & progress

Transparent Income

$10 Minimums

Active alignment with your values

Why Act Now?

1. The longer we wait, the more entrenched inequality becomes.

2. Every dollar left in exploitative systems funds more destruction.

3. Economic power is shifting, and those who act now will shape what comes next.

With every investment you redirect, you’re helping dismantle financial injustice and build something new.

The opportunity, and the responsibility, is here. Right now.

How to Get Started

How to Get Started

Getting started as a crowd investor is simple:

1. Watch the Free Training – Learn how the system works, and why it’s designed for you.

2. Download the Free Guide – Get the core framework and take your first steps.

3. Join the Movement – Start small, build steadily, and be part of something bigger than any one investor.

You don’t need permission. Just a plan. And that’s exactly what we’ll give you.​

Frequently Asked Questions

Do I need a lot of money to get started?

Not at all.
That’s one of the biggest myths keeping people stuck.
Many of the opportunities Paul teaches about start with as little as $10.
You don’t need to be rich, you just need to be intentional.

Is this the same as ESG investing or socially responsible funds?

Short answer: No.
Most ESG funds are controlled by big banks and riddled with greenwashing.
What Paul teaches is direct private market investing, where your money goes into real projects, real communities, and real businesses. 
It’s hands-on, transparent, and values-aligned from the ground up.

Is this legal and safe?

Yes. Everything Paul teaches is 100% legal and regulated.
He’s a FINRA-registered fiduciary (#7477274), which means he’s bound by law to act in your best interest, not a fund, platform, or institutions.
Like any investing, there are risks—but the strategy focuses on diversification, due diligence, and risk-adjusted returns.

Yes. Everything Paul teaches is 100% legal and regulated.​
He’s a FINRA-registered fiduciary (#7477274), which means he’s bound by law to act in your best interest, not a fund, platform, or institutions.
Like any investing, there are risks—but the strategy focuses on diversification, due diligence, and risk-adjusted returns.

I’m overwhelmed by financial stuff. Will I even understand this?

You don’t need a finance degree.
Paul breaks everything down in plain English, with a step-by-step process you can follow at your own pace.
This isn’t about jargon, it’s about reclaiming control with clarity and confidence.

What makes this different from traditional financial planning?

Traditional planning often assumes you’ll invest in Wall Street, wait 30 years, and hope for the best.
Paul’s approach is radically different: it’s about aligning your money with your values now, investing in the real world, not abstract markets, and creating impact and income at the same time.

Stakeholder Enterprise is a Registered Investment Adviser and a member of FINRA #317736.

Investing carries risk of financial loss. Past performance does not guarantee future results. There is no guarantee of income, appreciation or return of principal from investing.

CONTACT

paul.lovejoy@stakeholderenterprise.com

1003 Bishop St., Suite 2700, Honolulu, HI 96813

Stakeholder Enterprise is a Registered Investment Adviser and a member of FINRA #317736.

Investing carries risk of financial loss. Past performance does not guarantee future results. There is no guarantee of income, appreciation or return of principal from investing.

CONTACT

paul.lovejoy@stakeholderenterprise.com

1003 Bishop St., Suite 2700, Honolulu, HI 96813

Copyright © 2025 - All Rights Reserved - Terms Of Service - Privacy Policy